Tag Archives: easy money

Rising Rates Won’t Kill The Stock Market Rally, But What About Real Estate? (Chart)

Will an increase in borrowing costs bring the hammer down on homebuyers or, at these levels, is that concern much ado about nothing?

With the Janet Yellen-led Fed raising the fed funds target range while signaling more hikes may be in the immediate future, will rising rates kill the stock market rally? And, by the same token, will the rising mortgage rates that will accompany the Federal Reserve tightening policy bring the hammer down on the real estate market through […]

Free Lunch – This Time It’s Different or History Repeats Itself?

2008 financial crisis

Summary: With easy money coming back into the market, borrowers who should not be borrowing getting loans and the economy at a tipping point is the history of the financial crisis about to repeat itself? Will the return to ‘easier’ lending practices in markets spanning mortgages, student loans and used cars pose a problem? Problem for the […]

Pssst…You Want To Buy A Car?

subprime

‘Are ‘Almost’ Subprime Mortgages And Used Car Loans A Canary In The Coal Mine?’ Having lived through the lending environment that led to ‘The Big Short’, one has to wonder whether we are heading back in the same direction! George Santayana (circa early 1900’s): ‘Those who cannot remember the past are condemned to repeat it.‘ […]

Greece Sovereign Debt Redux!

Back during the depths of the global financial crisis there was a focus by investors and politicians on the financial viability of the EU PIIGS! The PIIGS are a group of countries around Europe that for better or worse Greece is a prominent member! The concern at that time was that these countries that also […]

Cap Rates At Record Lows – Speculation or Prudent Investing?

Interesting question but for many of those reading this article their first thought may actually be: What is a capitalization rate? In the world of commercial real estate the way that an investor, or buyer of property, will evaluate that investment is through the simple equation known as the capitalization rate. Simply the capitalization rate, […]