Picking Ourselves Up By The Bootstraps, And Focusing On The Future! We Have Been Here Before! I was watching television the other day, when a story came on that inspired me to want to write about the current situation that most Americans currently find themselves in. Month-long quarantine with business activity spotty at best. Those […]
Summary: Like in the ‘good old days’ of the housing market when for some borrowers to qualify for a loan they needed to show a pulse…Has the same thing occurred in the student loan market? After examining used car leasing, mortgage markets and the potentially poor lending practices that could lead to a meltdown… The student […]
Hitting the lottery is the dream of anyone who plays but, if you happen to actually do it, what steps should you take immediately after? We all have visions in our minds of what we would do with the winnings from an ordinary lottery jackpot (if such a thing exists) let alone a prize of $1.3 […]
Summary: Congress is enacting permanent extensions of certain tax benefits for individual Americans that to this point have been temporary. The bill, expected to pass next week, is known as ‘The Protecting Americans from Tax Hikes Act of 2015‘, or PATH! One of the most popular provision allows IRA charitable transfers that helps charities while at […]
A majority of Americans have less than $1,000 in savings! In the old days, and by that I mean pre-2008 financial crisis, many Americans counted the equity (difference between a property’s value and money owed on that property) in one or more pieces of real estate as the basis for their retirement planning. At the time this […]
Reading or listening to business news one hears many opinions on where it is that Americans should be investing their money for the long-term! Equity fund managers and those individuals responsible for selling equities will say that historically it’s the stock market. Gold bugs will of course say gold or other storable metals and believers […]
As a former equity and bond trader, charts proved a useful tool for looking at the past performance of a financial asset and then using that as a guide for trying to extrapolate an educated prediction of future performance! Some market participants use what is known as technical analysis and rely solely on charts for […]
First-time homebuyers remain an important segment of the real estate marketplace as the statistics in this Infographic show! And while statistical analysis of the rent versus buy decision-making process, particularly in markets like New York City, tries to determine whether financially one or the other makes the most sense, homeownership still remains one of the great American […]
