Tag Archives: underwriting

Study: Is Soaring Credit Card Debt A Good Sign, Bad Sign Or No Sign At All?

According to a study conducted by Card Hub, U.S. household debt in the form of credit cards has spiked higher in 2015! Is this spike in leverage a sign of consumer confidence with households taking on debt due to an optimistic vision of their personal financial fortunes going forward? Or is the 2015 2nd quarter credit card balance increase of […]

Real Estate: Is Cash Still King?

real estate,cash buyers,mortgage

While cash sales are still an extremely important segment of the transactional real estate market, the percentage has been declining! Since the financial crisis the stories of investors swooping in to purchase properties for cash along with foreign buyers from countries such as China and Russia have been common. Add to that mix the fact that tighter […]

Observations about the capital markets and commercial real estate

These are some great observations about the current condition the commercial real estate market as well as the capital markets that provide the financing from Rick Jones at Crunched Credit! Structural complexity is returning to the marketplace in the search for yield.  Many will say that’s bad.  I think that’s Luddite thinking. There continues an […]

Business articles of interest including banking, lending, law and marketing!

did-you-know

The following articles look at various issues concerning businesses both within the practice of law and without! We publish The Hallmark Abstract Sentinel with the goal of providing our readers timely information that is hopefully of interest, but that in some way may prove helpful to them and their businesses too. If anyone has topics […]